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Category Archives: Getting Bad Credit Car Loans
RoadLoans.com® Joins Forces with Vehix® and Jumpstart Automotive Group to …
DALLAS, Oct. 7, 2011 /PRNewswire via COMTEX/ – Vehix has selected RoadLoans.com as its preferred lender for Vehix customers. Visitors to Vehix.com can apply for auto financing through RoadLoans.com as part of their car shopping experience. RoadLoans.com is a leading online auto lender specializing in financing, refinancing and servicing new and used auto loans for customers seeking a direct lending experience. Founded in 1997, RoadLoans.com is owned by Santander Consumer USA Inc., a leading automotive finance company in the U.S. Consumers shopping at Vehix.com will see the RoadLoans.com finance option when they search for a particular vehicle and indicate they need financing. Once at the RoadLoans.com Web site, shoppers can complete a secure online loan application and receive a loan decision in less than a minute. Consumers may customize their loan, selecting their preferences for Annual Percentage Rate (“APR”), loan term (months) and down payment amount. “Vehix and Jumpstart are … Continue reading
Drive a hard bargain on vehicle financing
NEW YORK — Car buyers are getting smarter about negotiating prices. Securing cheap financing is another matter. Its a common blind spot for consumers, who tend to fixate on the sticker price without giving much thought to the back end of the deal. Yet high interest rates and add-on services can sharply push up the cost of owning a car. The problem is that consumers often get financing at the dealership without exploring their options. Since buyers dont know the interest rates theyll be offered until theyre far along in the process of making a purchase, they can end up feeling pressured to accept terms or services they dont want. This year, the Federal Trade Commission held a series of round-table discussions to collect more information on the matter. The agency noted that dealer financing can be a “complicated, opaque process and potentially involve unfair or deceptive practices.” The FTC … Continue reading
Auto Loan Rate Deal of the Day: New Bedford Credit Union at 3.24% APR
Purchasing a car can easily become expensive if the auto loan rate you acquire is too high. Thats why New Bedford Credit Union wants to offer you a very competitive 3.24% APR for your next car loan. Auto Loan Rate Terms and Conditions This great auto loan rate from New Bedford Credit Union is available to individuals who take on a new auto loan from the model years 2009 to 2011 with terms of 48 or 60 months. You will be required to put 5% down on the vehicle. Also, you will need to become a member of the credit union. This is open to anyone living or working in the Greater New Bedford area. About New Bedford Credit Union If youre looking for a community based credit union which seeks to maintain its independence by providing its members with the best service possible within its resources and through a … Continue reading
Auto Loan Rate Deal of the Day: Preferred Federal Credit Union at 3.99% APR
If its time to turn in your daily driver for a safer commute, Preferred Federal Credit Union is currently offering an auto loan rate of 3.99% APR on a new car of your choice. Reliable transportation is a must, and so is finding a low-interest auto loan rate. Auto Loan Rate Terms and Conditions You must be a member of the credit union to obtain this rate. Membership is open to community members who live, work, worship or attend school in the following areas: Montcalm County, Otisco Township or The City of Belding in Ionia County, Spencer, Oakfield, or Grattan Townships in Kent County. The advertised 3.99% APR auto loan rate applies to all new 2009-2011 automobiles and pickup trucks. Loan term maximum is set at 66 months. Other conditions may apply. About Preferred Federal Credit Union Preferred Federal Credit Union strives to promote the financial well-being of its members … Continue reading
PSU lenders extend offers till New Year
Public sector banks are offering discount in interest rates on auto and home loans along with other concessions this festival season to woo customers who were planning to postpone their buying decisions since interest rates have peaked. However, private sectors lenders are not considering such offerings. Offers are pouring in from these banks, which account for around 70 per cent of the retail business done by all banks, excluding Non-Banking Finance Companies. Leading players such as State Bank of India, Canara Bank, Dena Bank, Bank of Baroda, Punjab National Bank, Allahabad Bank, Corporation Bank, Central Bank of India, UCO Bank have announced several offers on various loans. The discounts in interest rates and other goodies on offer are an extension of schemes, which were expiring this month. These would now be available till the end of Diwali and beyond up to New Year.The festival season that started last month with … Continue reading
China’s BAIC in talks to set up auto financing firm -chairman
BEIJING, Sept 15 (Reuters) – Chinas BAIC Group is in talks to set up an auto financing company, its chairman said, as the firms joins its domestic peers to tap the countrys fledgling auto financing market. We are mostly looking at domestic partners, but we wouldnt rule out foreign partners either, Xu Heyi told Reuters on the sidelines of the World Economic Forum in the northeastern city of Dalian. Potential partners could be large Chinese commercial banks, he said, but did not provide details. BAIC, previously called Beijing Automotive Industry Holding Co, is the China partner of Daimler (DAIGn.DE) and Hyundai Motor . Chinas once sizzling auto market has slowed down this year after Beijing stripped away most of its incentive policies at the end of 2010. Overall vehicle sales crawled up just 3.3 percent in the first eight months, after rising nearly a third in 2010. Xu said he … Continue reading
House OKs bill cutting auto industry loans
House OKs bill cutting auto industry loans David Shepardson/ Detroit News Washington Bureau Washington The House approved early this morning a stopgap bill to fund the governments operations through Nov. 18 that also cuts $1.5 billion from an auto industry loan program. By a 219-203 vote, Republicans narrowly won enough support on a bill to fund the government for six weeks and provide $3.7 billion in disaster relief. Six Democrats voted for the bill, while 17 Republicans opposed it. The vote came after the House on Wednesday rejected a funding bill that also provided $3.7 billion in disaster relief by a 230-195 vote, as 48 Republicans voted with Democrats. Democrats sharply opposed that bills plan to cut $1.5 billion of the remaining $4 billion from the Advanced Technology Vehicle Manufacturing program that guarantees up to $25 billion in loans to the auto industry. The bill passed today adds another $100 … Continue reading
Free Credit Scores and No Credit Auto Loans
You can improve your chances of qualifying for a problem credit auto loan by first getting your hands on a copies of your credit reports Your credit In some cases, people apply for a bad credit auto loan before seeing their credit report only because they believe they’ll have to pay for one. While this may not seem important, we know better because we’ve been working in bad credit car sales for almost twenty years here at Auto Credit Express. Our web site explains the approved auto loans process so applicants can avoid many of the issues that can lead to repossession, while buyers approved through one of our affiliate dealers are able to avoid tote the note car lots. A free credit score If you’ve been paying attention, you’ve probably seen or heard commercials offering people a free credit score. But do you really need this kind of service … Continue reading
Rally ‘Round to Fight Economic Injustice
Isat next to a man on the plane out to the Credit Union Water Cooler Symposium in Indiana who turned 30 people supporting his cause into 5,000. His story had all the topics that would make good news footageand social networking. Todd Stave is a commercial real estate owner, and he had rented office space to a doctor who performed abortions. He shared that protesters convened in front of his office building. It was unpleasant, but he could deal with it. But it didnt stop there. The protesters figured out the school his daughter attended and protested there, not only with graphic pictures but with a poster of his face, his home address and contact information. No matter what side of heated debate you take, harassing this mans child is wrong. But I digress. As he tells it, Stave and his friends and neighbors got together to discuss how to … Continue reading
Comparing Terrible Credit Auto Loans
There are three types of bad credit auto loans that individuals with poor credit should know about How we know People with bad credit are often unaware of the different kinds of lenders offering poor credit car loans. We know this because for nearly twenty years we have been working in bad credit auto sales here at Auto Credit Express and through our car dealerships. Our web site explains the bad credit car loan process and the issues that can often lead to repossession while showing how some loans can result in better credit scores – which leads us to today’s topic. Direct lenders Direct lenders, as the name implies, lend directly to consumers. Borrowing from a direct lender means you can shop like a cash buyer. These lenders, however, have stricter guidelines and normally don’t do a good job approving loans for people with poor credit. Very few lenders … Continue reading